XRP (XRP) and Bitcoin (BTC) are two of the most popular cryptocurrencies in the world. Bitcoin remains far and away the most valuable, with a market cap of about $1.7 trillion. XRP at around $116 billion is just a small fraction of that, but that’s still large enough to make it the fifth-largest cryptocurrency in the world today. Despite their popularity, neither coin has been performing particularly well this year.
Bitcoin has fallen sharply since reaching an all-time high back in October. XRP, which also started out promising, looks to be on track to finish the year in the red. Heading into 2026, which of these cryptocurrencies looks to be a better buy: Bitcoin or XRP? Bitcoin is the king of the crypto universe, and it enjoys a huge advantage in having strong name recognition that makes it well-known, even among people who don’t buy and sell crypto.
There’s been a growing acceptance of crypto recently. Vanguard recently announced that it will allow crypto exchange-traded funds (ETFs) on its platform. Although it’s not planning to launch its own crypto ETFs, it is opening the doors for 50 million of its clients to be able to access the funds. It’s a potentially huge opportunity for new types of investors to gain exposure to digital currencies.
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