Real-world asset (RWA) tokenization, the process of representing traditional assets onchain, will force traditional institutions to adapt. This is no longer hypothetical. BlackRock is offering tokenized funds. Franklin Templeton is running tokenized money market funds on public blockchains.
Major global banks are piloting onchain settlement, tokenized deposits and real-time asset movement. Tokenizing real-world assets carries several benefits, including enabling 24/7 access to markets, making asset classes global in scale, cheaper transaction costs through disintermediation, and lowering settlement times to minutes, instead of days. Regulators have signaled cooperation to enable around-the-clock markets, as the financial system shifts toward continuous trading.
In September, the United States Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) issued a joint statement on creating a regulatory framework to enable 24/7 capital markets. The DTCC, a settlement and clearing powerhouse, received approval from the SEC to start offering tokenized financial instruments, with plans to roll out tokenized assets in the second half of 2026, beginning with US Treasuries and stock indexes.
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