Meme coins have seen their combined market capitalization wipe out about 100 trillion won as investor appetite cools. The decline underscores weakening speculative interest amid rising rates and softness in domestic demand.
An eight-year pause on virtual asset offerings remains in effect, and disputes and investor losses tied to offshore channels have surged. The crackdown on offerings has limited new funding for crypto projects and fueled disputes overseas.
In fintech, Toss Insurance relies on a traditional, in-person model, while Bank Salad pursues non-face-to-face services, illustrating divergent strategies among fintech general agents. The split highlights how insurance fintechs balance regulatory constraints with evolving consumer preferences as the market matures.
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