XRP is on track for a second consecutive annual decline, with analysts forecasting a negative finish for 2025 as the fourth quarter saw a sharp uptick in selling pressure. The token traded around $1.85 at the time of writing, and a move back to $2.10 would be required to break even for the year. A breach below $1.70 could open a deeper pullback for the XRP price.

On-chain data show pronounced realized losses as holders exit positions, signaling a risk-off mood among investors. XRP’s overall performance has included an 81% rise in 2023 and a 238% surge in 2024, but momentum has weakened in 2025. Santiment data indicate December’s monthly active XRP addresses stood at 34,005, signaling subdued participation.

Trading near $1.85, XRP could see a near-term bounce toward about $1.94 if the current base holds. A break above $2.00 would shift focus to a $2.10 target. However, a failure to defend the $1.85 support could pave the way for a slide toward $1.70, prolonging the downside into early 2026.

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