XRP price was pre-set at a very high level by powerful institutions. XRP is not racing against banks; it is quietly being positioned to move money between large institutions without friction.
If Ripple becomes the trusted compliance layer for institutions, XRP naturally becomes the settlement piece underneath. In that role, price is not about excitement or hype; it is about functionality.
I’ve got a really good argument to make that we’re not going to see an XRP price based on an equilibrium of supply and demand at Coinbase. We’re going to see a predetermined price that is so high that it’s going to blow your hair off. It’s so high that it was agreed upon by a group of powerful people and corporations at a level that would function as the global standard in transfer payments as a bridge asset.
Around the world, financial pressure is building. Banks are cautious. Capital is tied up. Settlement delays cost real money. The analyst argues that systems like XRP exist for moments exactly like this. If financial plumbing needs an upgrade, the parts that already fit the system may not be priced like experiments for long.
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