Mutuum Finance MUTM Attracts Cardano Holders Ahead of V1 Launch

Mutuum Finance’s DeFi lending protocol draws ADA holders as it nears V1, with a 300% presale rise, audits, and a potential 20x long-term path.

Rich by Coin

2026-01-05

That is why some analysts say Cardano (ADA) holders are watching Mutuum Finance (MUTM) right now.
MUTM has already climbed 300% through its Presale stages, and its V1 timeline is getting closer.
MUTUUM FINANCE (MUTM) is building a non custodial lending and borrowing protocol.
The design supports both pool based lending (P2C) and direct peer to peer terms (P2P), which gives users more flexibility than a single lane model.

The Presale has raised $19.6M, with around 18,700 holders, and about 822M tokens sold so far.
The Presale started in early 2025.
The price has moved from $0.01 in Phase 1 to $0.04 in Phase 7, which is a 300% climb across phases.
If you are searching for the potential best cheap crypto to buy now, this is the type of setup that draws attention: traction, staged pricing, and a clear build toward a usable product.

MUTM is still at $0.04 in Phase 7, and the project references an official launch price of $0.06.
That alone is a 50% move from Phase 7 to launch.
The key line is simple and specific: MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module.
Mutuum Finance cites a CertiK token scan score of 90/100, and it states that Halborn Security completed an independent audit of its V1 lending and borrowing protocol.