Indian exchanges CoinSwitch, CoinDCX, Mudrex witnessed over 60 percent year-on-year jump in crypto systematic investments plans (SIPs) in 2025 as first-time retail participation surged amid the crypto sector hitting a critical inflection point with easing regulations in the US and the global digital asset market maturing. Started by most in 2022, the country’s top exchanges reported record inflows through SIP offering last year with the current average ticket size being as low as Rs 100 per month. Over 572,000 SIPs were created on CoinDCX in 2025 alone, a 600 per cent jump in crypto participation YoY despite the offering launching in 2022. The average ticket sizes stood at Rs 100 per month.
Bitcoin remained the most preferred SIP asset on CoinDCX, reinforcing its role as the core long-term holding, followed closely by high-conviction assets such as Ethereum and Solana. “Crypto SIPs witnessed a sharp acceleration on CoinDCX in 2025 compared to 2024, marking one of the most significant behavioural shifts among Indian crypto investors…This growth reflects a clear move away from price-led, short-term trading toward disciplined, long-term wealth creation,” Sumit Gupta, co-founder, CoinDCX.
For CoinSwitch, new SIPs grew 59 per cent 2025, with investors actively setting up SIPs in leading cryptos such as Bitcoin, Ethereum, Solana, and XRP. Mudrex recorded over 220 per cent growth in SIP openings in 2025, where most users started small with monthly amounts of less than Rs 500. As of December, the platform’s average SIP contribution stood between Rs 4,000-6,000 per month.
Edul Patel, CEO, Mudrex said, “Most users start with relatively small monthly amounts, often below ₹500, which lowers the entry barrier and makes the asset class less intimidating for first-time investors. Periods of market volatility also encouraged investors to use SIPs as a way to smooth entry points and manage risk through cost averaging.” “Increasingly, crypto SIPs are being seen as the “mutual fund equivalent” for Indian investors, providing a structured, risk-conscious approach to participation in digital assets and signaling growing maturity and confidence in the crypto investment landscape,” he said.
The trend reflects rising investor maturity, deepening understanding of token fundamentals, and growing trust in crypto in country, which has touted ZebPay too to enter the SIP space – an offering largely seen as an instrument to enter mutual funds in traditional finance. ZebPay to launch SIP feature in 2026. Late to the party, ZebPay plans to launch its crypto SIP feature in the coming months, in early 2026.
“In 2026, crypto SIPs are expected to move from an emerging concept to a more mainstream investment approach, as investors increasingly prioritize disciplined, long-term participation over short-term market timing,” Raj Karkara, COO, ZebPay. He added, “As the ecosystem matures, investments such as automated SIP options, smoother on boarding, and greater awareness around rupee-cost averaging (RCA) are likely to make regular investing more accessible.”
Bybit India, for instance, saw a healthy 25–30 per cent increase in users adopting our Dollar Cost Averaging (DCA) Bot product for crypto SIPs. The DCA bot on Bybit is one of its popular products that enable retail investors to enter volatile markets buy automatically buying coins based on a pre-set investment amount and time intervals within a specific period. The crypto SIP investors on Bybit India are buying large-cap assets including Bitcoin and Ethereum, with average monthly SIP contributions range from $80 to $100. According to Vikas Gupta, Country Manager, Bybit India, with the growing awareness of rupee-cost-averaging, the younger investors are opting for automated solutions to active trading, amid increased volatility in global markets. “Increasingly, crypto SIPs are being seen as the “mutual fund equivalent” for Indian investors, providing a structured, risk-conscious approach to participation in digital assets and signaling growing maturity and confidence in the crypto investment landscape,” he said.
Binance offers a similar feature, Recurring Buy that automates virtual digital asset (VDA) purchases at set intervals. “Across our platform, recurring investment behaviour is typically anchored around Bitcoin and Ethereum, often complemented by select large-cap assets and stablecoins. Average ticket sizes remain deliberately modest, reinforcing the role of VDA recurring buy instruments as a disciplined accumulation tool rather than a short-term trading strategy,” SB Seker, Head of APAC, Binance.
The crypto market maturing in India is a reaction to the global developments last year as the local crypto industry still awaits regulatory clarity. Consequently, institutional participation too gained ground in India’s crypto markets. Investments on CoinDCX, CoinSwitch, ZebPay and Mudrex rose more than 30-50 percent YoY in 2025, accounting for a significant share of trading volumes on these exchanges. While Indian institutional crypto traders are gaining confidence in the sector, they have outpaced growth as compared to global exchanges such as Binance, which witnessed a 14 percent increase in institutional users globally. In 2025, Indian crypto SIPs on leading exchanges CoinDCX, CoinSwitch, and Mudrex rose by over 60 percent year-on-year, reflecting a shift from price-led trading to disciplined, long-term wealth creation.
CoinDCX alone registered more than 572,000 SIPs in 2025, a 600% YoY increase since the offering launched in 2022, with average monthly tickets around Rs 100. Bitcoin remained the top SIP asset on CoinDCX, followed by Ethereum and Solana, underscoring a core long-term strategy for investors. This growth mirrors a broader maturation of the Indian crypto market and rising investor sophistication.
Segment leaders such as CoinSwitch saw 59 percent growth in new SIPs in 2025, while Mudrex reported over 220 percent growth, with many users starting below Rs 500 per month. By December, Mudrex’s average SIP contribution stood at Rs 4,000-6,000 per month. Industry executives say crypto SIPs are becoming the mutual fund equivalent for Indian investors, offering a structured, risk-conscious approach to participation in digital assets and signaling growing maturity and confidence in the crypto investment landscape.
ZebPay plans to launch its crypto SIP feature in early 2026, while Bybit India reported a 25–30% rise in users adopting its DCA Bot for SIPs. The DCA bot on Bybit enables retail investors to enter volatile markets by automatically buying coins based on pre-set investment amounts and time intervals. Bybit India’s crypto SIP investors predominantly buy large-cap assets like Bitcoin and Ethereum, with average monthly SIP contributions ranging from $80 to $100.
Binance offers a Recurring Buy feature that automates VDA purchases at set intervals, anchored around Bitcoin and Ethereum and often complemented by other large-cap assets and stablecoins. Binance’s executives emphasize that average ticket sizes remain modest, reinforcing recurring buy instruments as a disciplined accumulation tool rather than a short-term trading strategy. The crypto market’s maturation in India continues to respond to global developments, with institutional participation also gaining ground across CoinDCX, CoinSwitch, ZebPay, and Mudrex, rising more than 30–50% YoY in 2025. Globally, Binance reported a 14% increase in institutional users, signaling broader cross-border growth in crypto markets.
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