Reader callout: HAVE YOU TRIED TO PUT CRYPTO IN YOUR ISA? Has investing crypto via an Isa been a straightforward process, or have you struggled to find a platform to carry out your instructions? Some big platforms such as Hargreaves Lansdown do not yet offer crypto ETNs. The UK’s biggest retail investment platform has said they will not be available until early this year.
Has a lack of availability on some platforms deterred you from putting crypto in your Isa account or are you already at your £20,000 tax-free limit? Should the government broaden its offer to Self-Invested Personal Pensions (Sipps) or junior Isas to help boost engagement in investing, one of Labour’s top priorities? In addition, have you been confused by the decision to allow investors to hold London-listed crypto exchange traded notes in stocks-and-shares Isas in this financial year but not from April 2026 when an Innovative Finance Isa must be used?
Finally, do you think crypto is appropriate for retail investors, given that it is a risky, volatile asset with some concerns over its use by criminals? The Financial Times reader callout on crypto in ISAs highlights how access to crypto ETNs in stocks-and-shares ISAs remains limited as major platforms hesitate to offer the product. Some large platforms, such as Hargreaves Lansdown, have not yet announced ETN support and say availability will come later this year. The piece notes policy questions around expanding access to other vehicles like SIPPs or junior ISAs could unlock greater engagement, a priority for some political groups, and explains the inconsistency: investors can hold London-listed crypto ETNs within stocks-and-shares ISAs in this financial year but not after April 2026 when an Innovative Finance ISA must be used.
Leave a Reply