Polygon Labs, the developer behind the Polygon Proof of Stake blockchain, plans an Open Money Stack for stablecoins and tokenized deposits later in 2026. Polygon finished 2025 with $3.3 billion in stablecoins onchain. “All money will move onchain over time,” said Sandeep Nailwal, founder of Polygon and CEO of Polygon Foundation. “The companies and infrastructure that define that future will be built in the next few years, and this is the moment that matters.”
The Open Money Stack aims to reduce friction by enabling multiple on-chain money forms to move in a decoupled manner. Polygon states that “senders will not think about the form of onchain money recipients prefer, and recipients will not need to dictate what is sent,” underscoring that this decoupling of money sent from money received is foundational to open money.
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