Rich by Coin

OpenTrade is at the center of Brave New Coin’s latest podcast, where Andy Pickering sits down with Dave Sutter, CEO and co-founder, to explore why stablecoins are rapidly becoming the most important financial primitive in crypto. Dave argues that stablecoins have evolved from niche crypto products into internet-native dollars used by hundreds of millions for real payments, savings, and cross-border commerce. The discussion delves into OpenTrade’s role as institutional-grade “yield-as-a-service” infrastructure for stablecoins, enabling fintechs, neobanks, and platforms to embed yield directly into their apps without building complex financial plumbing.

OpenTrade offers yields across a spectrum—from ultra-safe U.S. Treasuries and money market funds to higher-yield bonds, private credit, delta-neutral crypto strategies, and curated DeFi markets—while keeping funds liquid and accessible. Sutter contends that this shift reframes stablecoins not merely as a place to park funds but as a competitive alternative to bank savings accounts, backed by fully reserved, transparent structures. He also notes regulatory clarity and adoption by Visa, PayPal, and Stripe as evidence of the disruption, even amid warnings from banking lobbyists about deposit flight. Looking ahead, Sutter is bullish that stablecoin market capitalization could exceed $10 trillion within the next decade.

The episode closes with rapid-fire hot takes on Bitcoin vs multi-chain futures, the DeFi–real-world finance convergence, and a shared love of science fiction — fitting for a conversation about a financial future that, as Dave puts it, is already here but not evenly distributed. OpenTrade is at the center of Brave New Coin’s latest podcast, where Andy Pickering hosts Dave Sutter, CEO and co-founder, to explore why stablecoins are rapidly becoming the most important financial primitive in crypto. Dave argues that stablecoins have evolved from niche crypto assets into internet-native dollars used for real payments, savings, and cross-border commerce. The discussion centers on OpenTrade’s role as institutional-grade yield-as-a-service infrastructure for stablecoins, enabling fintechs, neobanks, and platforms to embed yield directly into their apps without building complex financial plumbing.