XRP has a few drivers in play that will likely boost its price in 2026. Ripple could also help by promoting the capabilities it procured in 2025. Consistently increasing traction is probably going to be more relevant than big catalysts this year.

My base case is that XRP will revisit the $3.00 mark if the EVM sidechain shows rising activity, and if Ripple’s institutional footprint of both clients and service offerings keeps expanding. But it won’t happen overnight, and it might be a bumpier (or more boring) ride than investors are hoping for. But I still think that XRP getting to $3.00 or higher in 2026 is very plausible.

The more Ripple can position itself as the place for banks and currency exchange houses to do their business on the blockchain, the higher XRP will run — but that’s going to be a slow process that moves in fits and starts, assuming it continues to happen at all. Finally, there is a newer, more reflexive demand source for XRP that’s now in play. Digital asset treasury (DAT) companies that desire to hoard XRP will likely be making purchases throughout 2026, much like they did in 2025. Those purchases might not send the coin over $3 on its own, but, when added to the bucket of other drivers, it does make that price target look like an inevitability rather than a stretch.

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