As of January 12, 2026, XRP is trading between $2.03 and $2.10, reflecting a market in wait-and-see mode. Attention is now on the January 15 vote on the Clarity Act, which seeks to clarify regulatory oversight and the CFTC’s role, as well as to curb wash trading and improve reserve transparency. Reduced compliance uncertainty could encourage institutional participation, boosting liquidity and demand.
The XRP forecast is pretty balanced, but all eyes are on the upcoming Clarity Act vote. In the near term, markets are likely to remain volatile, with positive news providing upside momentum and delays or amendments creating temporary pressure.
If the vote is favorable, we might see a push toward $2.32–$2.50, but a negative outcome could send it back down toward $1.90–$1.80. The $2.00 level is in focus for XRP. A failure here could push it down to $1.90, and if that support gives way, $1.80 is the next key area.
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