JCB plans a 2025 pilot to enable stablecoin payments at a select group of merchants, using yen-linked JPYC and USD-linked USDC. The initiative aims to test how these stablecoins perform in retail transactions and how customers and merchants respond.
By integrating stablecoins into existing payment rails, the program could streamline cross-border settlements and reduce currency conversion friction for both buyers and sellers. The test will also assess settlement speed, reliability, and compatibility with current point-of-sale terminals.
Regulatory considerations and consumer protections will be part of the evaluation as JCB explores broader adoption of crypto-enabled payments. The pilot signals a growing interest in leveraging stablecoins to improve payment efficiency within mixed fiat ecosystems.
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