At OKX’s 2026 New Year’s Eve Dinner, the team outlined a Web3 strategy to move crypto assets from a professional tool into daily life by strengthening security, simplifying the user experience, and expanding the ecosystem to be accessible to everyone. Zakk, Head of OKX Wallet, emphasized security and self-custody as the foundation, with open-source code, third-party audits, and address risk warnings to reduce operational risks. The roadmap centers on three lines—Smart Account, CeDeFi, and OKX Pay—and the X Layer underneath, which targets 5,000 TPS, roughly 400 ms block times, and near-zero costs to support the upper-layer ecosystem; a reminder: Not your key, Not your asset.
The event also highlighted two core principles: Security and Self-Custody, via open-source code, third-party audits, and continuous governance, and Parsing and Aggregation, which transforms fragmented on-chain data into an integrated, user-friendly experience. OKX’s roadmap aligns with the Security Audit Report Collection, noting audits of the wallet front-end, mobile apps, and SDKs with publicly summarized scopes. It also emphasized scalable infrastructure through support for about 140 public chains and aggregation of around 500 DEX protocols to improve transaction speed and quote quality via intelligent routing. The information density concentrated on three products—Smart Account, CeDeFi, and OKX Pay—as they advance in parallel toward making Web3 smooth for professionals while easy for beginners.
The Smart Account emphasizes using a Trusted Execution Environment to provide an encrypted vault for private keys and to bring advanced trading features (such as limit orders, take-profit, and stop-loss) into self-custody. It highlights intent verification, allowing users’ command intents to be verified on the client side to prevent tampering when passing through service layers, with plans to promote open-source development and industry standardization. CeDeFi is described as a wallet form targeting exchange users to embrace on-chain, based on a TEE architecture to be more decentralized and seedless, enabling CEX and DEX to work synergistically and expanding asset types (including Meme, RWA). OKX Pay is positioned as a key product to embrace hundreds of millions of users by further integrating payments with DeFi, making crypto products blend into daily life.
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