XRP Fixed Supply and Founders Allocation on the XRP Ledger

XRP launched in 2012 with a fixed supply of 100 billion XRP on the XRP Ledger, with 80 billion allocated to Ripple and 20 billion to founders and insiders; no mining or inflation.

Rich by Coin

2026-01-27

XRP was launched in 2012 with a fixed supply of 100 billion XRP, all created at once on the XRP Ledger. There has never been mining, staking, or inflation. Of that total supply, 80 billion XRP were transferred to the company that would become Ripple, while the remaining 20 billion XRP were allocated to founders and early insiders.

The core individuals involved at launch were Jed McCaleb, Arthur Britto, and David Schwartz. This allocation defined the early ownership of XRP and the distribution of influence within the company at launch.