Bybit has unveiled Vision 2026 as “The New Global Financial Platform,” expanding beyond the exchange to become a global financial infrastructure. The vision, unveiled by co-founder and CEO Ben Zhou at the biannual opening session, positions Bybit beyond its origins as a cryptocurrency exchange and transforms it into a unified financial platform that links cryptocurrencies, traditional markets, and real-world financial services. Millions of people remain excluded from reliable banking access due to geographic, infrastructural, or restrictive financial systems.
One pillar of this initiative is MyBank, Bybit’s new retail banking tier slated to launch in February 2026. MyBank offers dedicated accounts that simplify high-value fiat on- and off-ramps while enabling cross-border everyday transactions in compliance with regulatory frameworks. Trust is central to financial inclusion; Bybit’s custody framework, ByCustody, already supports over $5 billion in assets under management for more than 30 professional asset managers on the platform, with secure segregation of client assets. More than 2,000 institutions now use Bybit’s infrastructure, up 100% year over year, illustrating the growing demand for hybrid platforms bridging traditional and digital asset ecosystems.
Bybit now serves over 82 million users in 181 countries and regions, supported by connectivity to nearly 2,000 local banks and over 58 fiat gateways, more than 200,000 P2P merchants worldwide, and over 2.7 million Bybit cards issued globally. Local fiat payments are supported in over 10 countries via Bybit Pay, while Bybit Earn manages $7.1 billion in assets and delivered around $110 million in user yields in 2025. As of January 29, 2026, Bybit led global spot trading of XAUT (Tether Gold) with a 16% market share. Bybit TradFi now integrates more than 200 traditional finance instruments, with plans to launch 500 trading pairs in Q1, including CFDs on stocks, forex, commodities, and indices, creating a single environment for diversified financial activity that includes crypto markets too.
The platform’s global expansion is guided by evolving regulatory frameworks and close collaboration with authorized banking and custody partners. Institutional onboarding standards, custody architecture, and transaction monitoring systems are reinforced to meet regulator expectations and the needs of traditional financial participants. Bybit maintains active relationships with more than 10 global banks and depositories, enabling unified collateral systems where fiat currencies, traditional assets, and cryptocurrencies coexist securely.
AI is embedded as core financial infrastructure across Bybit’s operations, not as a bolt-on feature. The AI initiative has already boosted engineering productivity by 30%. In 2026 Bybit will launch AI4SE to drive a 50% efficiency gain across the software lifecycle, deploy an enterprise-grade AI agent network supporting risk control, compliance monitoring, customer service, and analytics, and update TradeGPT as a personalized AI assistant to simplify access to financial markets. This AI framework aims to reduce operating costs, strengthen risk management, and broaden financial services to underserved populations.
“This transformation spans traditional finance,” Zhou states. “We are moving beyond niche crypto services to build a new financial platform where cryptocurrencies become a core part of real-world financial activity, enabling users in both traditional markets and crypto to unlock more efficient capital utilization.”
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