Alleged leaked documents claim XRP could 100x as Ripple’s new system expands. Ripple’s planned RLUSD stablecoin is not designed to replace XRP but to expand institutional adoption of the XRP Ledger. Analysts referenced in the discussions suggest RLUSD could be integrated into institutional settlement and trading systems, allowing banks and financial institutions to use a stable-dollar token while still relying on XRP as a bridge asset for cross-border liquidity. If this model is adopted, institutions using RLUSD for settlements could still require XRP to move value between different currencies and markets, increasing demand for the token over time.
Some institutional analyses cited in the discussion predict that the global stablecoin market, currently dominated by USDT and USDC, may shift toward a more competitive landscape as new issuers enter the sector. Ripple’s entry through RLUSD is expected to target institutional payment flows, a segment that could play a key role in large-scale transaction settlement across financial networks. In these plans, XRP is positioned as both a settlement asset and a bridge asset, meaning it can be used to finalize payments and connect different currencies during cross-border transactions.
Ripple CEO Brad Garlinghouse has repeatedly stated that XRP remains a central part of the company’s long-term strategy, even as Ripple expands into stablecoins and new payment technologies. If Ripple’s infrastructure expansion, RLUSD adoption, and institutional partnerships scale rapidly, XRP could see a dramatic long-term price increase, with forecasts suggesting 100x scenarios. However, such projections are highly speculative and depend on regulatory approvals, institutional adoption, and real-world transaction growth. One of the more controversial claims centers on alleged legal documentation suggesting that XRP functions as an access or operational right within Ripple’s transactional ecosystem.
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