Rich by Coin

Investors are increasingly moving XRP from exchanges to personal wallets. Some experts warn that the price could fall further if trading activity does not pick up. Looking at how many coins exchanges hold can indicate whether people are preparing to sell or accumulating. Generally, when exchanges hold more coins, it suggests selling pressure; transferring coins to a personal wallet implies a willingness to hold for the long term.

According to CryptoQuant, on Binance, one of the world’s largest exchanges, the XRP ratio declined from 0.027 to 0.025 over ten days. In terms of quantity, about 200 million XRP have exited the exchange. This appears to reflect users moving coins to their own wallets rather than routine maintenance.

XRP’s price has fallen about 40% year to date. With prices this low, more investors are buying in anticipation of a rebound and storing XRP in personal wallets. In other words, this is a phase of accumulation rather than immediate selling.

As of 3:00 PM Korea time on the 20th, XRP is around $1.40 and trying to hold that level. It had risen to about $3.30–$3.50 last year, but has since weakened. Currently, support sits around $1.30–$1.40, and a move above $1.80–$2.00 would be needed to signal a genuine rebound.

Investors are increasingly moving XRP from exchanges to personal wallets, according to a CryptoQuant report focusing on Binance, one of the world’s largest exchanges. The XRP ratio on Binance declined from 0.027 to 0.025 over ten days, equating to roughly 200 million XRP leaving the exchange. This appears to be user-led transfers to self-custody rather than routine maintenance.

XRP has fallen about 40% year-to-date, and investors are accumulating during this price weakness in anticipation of a future rebound, rather than selling immediately. As of 3:00 PM Korea time, XRP trades near $1.40 after a peak around $3.30–$3.50 last year. A sustained move above $1.80–$2.00 would be needed to signal a broader reversal, while industry outlets such as NewsBTC and TradingView note a thinner market with fewer active XRP traders.