A seasoned investor’s bold claim about XRP has reignited a common question in crypto markets: could a token built for fast settlement ever outgrow the original store-of-value? According to posts on X by longtime Bitcoin backer Pumpius, if central banks adopt a single on-chain bridge, XRP could eclipse Bitcoin by magnitude. That rare check underlines how currency volatility can push officials to consider new tools, and it has renewed talk about faster settlement rails. Every Central Bank will use XRP as the bridge asset.
It’s now becoming a reality. When this happens, XRP will surpass Bitcoin by magnitude. Ripple’s leadership sees 2026 as the year when larger, regulated players might put real money onto the XRP Ledger. Ripple President Monica Long has sketched out scenarios where banks and asset managers run production systems tied to on-chain liquidity pools.
Imagine dollar and euro liquidity on a ledger, available for near-instant swaps. In practice, permissioned pools and regulated stablecoins could provide the rails while an on-chain order book or a matching engine handles the trades. Settlement times would be measured in seconds. Audit trails would be automatic.
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