Rich by Coin

Bitpanda’s Vision Chain targets one of the biggest blockers in European digital asset adoption: infrastructure fragmentation.
While tokenisation has long been discussed, most institutions remain stuck in pilots due to regulatory complexity, lack of interoperability, and the cost of building private blockchain systems.
By aligning with MiCA, MiFID II and DORA from the outset, Vision Chain attempts to bridge the gap between traditional finance requirements and public blockchain capabilities.
Vision Chain is a dedicated blockchain layer designed to transition tokenized assets from isolated pilots into the mainstream economy.

Developed in partnership with the Vision Web3 Foundation and built on the Optimism tech stack, the network provides a standardized environment for institutions to issue and settle tokenized assets in accordance with the EU’s Markets in Crypto-Assets Regulation (MiCAR) and the Markets in Financial Instruments Directive (MiFID II) and incorporates technical resilience principles that align with the Digital Operational Resilience Act (DORA).
The launch addresses a critical infrastructure gap.
While European institutions have historically been restricted to closed, proprietary networks that lack liquidity and interoperability, Vision Chain provides a managed infrastructure that connects regulated finance to the global onchain economy.
With Vision Chain, Bitpanda removes the operational complexity and cost of building private blockchain systems, allowing partners to move from pilot projects to live production-grade deployments.

To ensure institutional stability, the network utilizes MiCA-compliant Euro stablecoins for all network and transaction fees, eliminating the currency volatility typically associated with fees on public blockchains.
The commercial engine of the infrastructure is the Vision Token (VSN), a crypto-asset issued by the Vision Web3 Foundation.
A portion of the network’s revenue is used to acquire and remove tokens from circulation to support ecosystem stability.
This creates a model where increased network activity directly contributes to the network’s value.

For the decentralized (DeFi) sector, this setup provides a regulation-aligned ecosystem where developers can build sophisticated products using high-quality assets issued by banks and fintechs, giving Bitpanda’s over seven million users access to investment opportunities previously reserved for professional market participants.
Lukas Enzersdorfer-Konrad, CEO of Bitpanda, said: “Today, we still talk about digital assets, but in the future all assets will likely be digital.”
Tokenisation is expected to redefine capital markets.
European financial institutions have been ready for this shift for years, but the infrastructure has been missing.
With Vision Chain, we are building a public blockchain designed around Europe’s regulatory standards, combining the openness of public networks with the reliability institutions require.
This lays the foundation for Europe’s digital capital markets.”

Fabian Reinisch, President of the Vision Web3 Foundation Board, said: “The Vision Foundation was established to build open, sustainable infrastructure for onchain finance.”
Vision Chain is a key milestone in that mission.
By aligning public blockchain technology with institutional requirements and long-term ecosystem incentives, we are laying the groundwork for a new generation of European financial applications built on transparent, interoperable networks.

Jing Wang, CEO of Optimism, added: “Vision Chain reflects the growing demand for blockchain infrastructure that meets institutional standards without sacrificing the openness of Ethereum.”
Through OP Enterprise, we provide a fully managed deployment model that supports chain operations, infrastructure management, and ongoing upgrades, allowing partners to focus on product development and real-world use cases.
We are proud to partner with Bitpanda and the Vision Foundation to bring regulated financial institutions onto Ethereum and strengthen Europe’s role in the global onchain economy.

Vision Chain is a clear attempt to solve that.
By combining public blockchain access with institutional-grade compliance, Bitpanda is positioning itself at the centre of Europe’s tokenisation push.
If it works, this could mark a turning point where tokenised assets finally move beyond pilots and into real-world financial markets—something the industry has promised for years but struggled to deliver.