Rich by Coin

Ripple’s leadership has outlined long-term upgrades for the XRP Ledger (XRPL) as DeFi activity expands and programmability becomes a built-in feature.
CTO David Schwartz and RippleX researcher J. Ayo Akinyele stress XRPL’s evolution from a fast-payments backbone to a broader platform supporting asset-backed instruments, cross-market liquidity, and institutional use cases.
The discussions include the potential for native staking, with design challenges such as how rewards would be funded and how transaction fees would flow while preserving XRPL’s fee-burning model and efficiency.
Community feedback has been mixed, emphasizing both interest in advanced features and the importance of maintaining simplicity and fairness.