Indonesia, one of the licensed crypto asset industry players in Indonesia, revealed a number of trends that are expected to be the main drivers of the development of the crypto industry in 2026. With the strengthening of regulations under the Financial Services Authority (OJK), increasing investor literacy, and global macro dynamics, the national crypto industry shows an increasingly healthy and sustainable direction. In general, the performance of the Crypto Market is healthier, more qualified, and supported by improved regulations throughout 2025. Crypto trading activity grows solidly with increased user participation and selectivity towards fundamental assets.
Investment trends are also maturing, characterized by an increase in medium and long-term holding strategies. The transition of supervision from Bappebti to OJK through the P2SK Law, as well as the strengthening of Bank Indonesia’s policies in the field of payment systems and digital financial stability, also clarify the direction of governance of the digital asset ecosystem in Indonesia.
Upbit Indonesia projects 2026 as the maturing phase of the crypto industry, influenced by three main factors. OJK supervision marks a period of consolidation of industry governance, with a focus on standardization of security, transparency, and compliance. Institutional adoption and tokenization reflect increasing interest from corporate and financial institutions, opening opportunities for the integration of digital assets and the tokenization of real assets into the financial system. Bitcoin halving, ETF expansion, and global macro conditions will shape sentiment and drive market dynamics.
We see 2026 as a crucial year for the Indonesian crypto industry, said Resna Raniadi, COO of Upbit Indonesia. The growth of investors is reflected not only in the number of transactions, but in the increasing quality of participation. Indonesian investors are becoming more selective, understanding the risks, and starting to place digital assets as part of long-term financial strategies. Resna added that with OJK oversight and Bank Indonesia strengthening the stability of the financial system and digital payment infrastructure, the industry will be increasingly structured, safe, and sustainable, and Upbit Indonesia is committed to continuing compliance, improving education, and being closer to the community to ensure the national crypto ecosystem develops healthily, Resna said.
Upbit Indonesia will continue to place compliance as the foundation of its operations in 2026, including improving layered security, strengthening risk management, and enforcing data protection standards for user assets. The company considers a strong security foundation essential to building public and industry trust in the long term.
Upbit Indonesia will expand its crypto education program with a more systematic, investor-based approach, offering structured classes, workshops, and educational content. Through these efforts, Upbit seeks to help people understand risks, choose assets more selectively, and build long-term investment perspectives that align with global industry developments.
Upbit Indonesia will strengthen the community’s presence by expanding collaboration with various industry players, enhancing dialogues with regulators, and presenting more community-based activities in diverse regions. This approach aims to create an inclusive, interconnected ecosystem that can support the sustainable growth of the crypto industry.
Upbit emphasized its position not only as a market player, but as a growth partner for regulators, communities, and industries. With the direction of the industry becoming more mature, 2026 is predicted to be the year of affirming the role of crypto assets in modern financial portfolios. Our commitment is to ensure that every user can access safe, educated, and regulated digital asset services, Resna concluded.
Indonesia’s crypto market is advancing toward a more regulated and mature framework in 2026. Strengthened oversight from the Financial Services Authority (OJK), alongside the transition of supervision from Bappebti to OJK via the P2SK Law, signals clearer governance for digital assets. Bank Indonesia’s policies reinforcing payment systems and financial stability further anchor the ecosystem. Three drivers are shaping 2026: OJK supervision brings standardized security, transparency, and compliance; institutional adoption and asset tokenization open doors for integrating digital assets with traditional finance; and macro factors such as Bitcoin halving and ETF expansion influence market sentiment.
Three drivers are shaping 2026: OJK supervision brings standardized security, transparency, and compliance. Institutional adoption and asset tokenization open doors for integrating digital assets with traditional finance, while macro factors such as Bitcoin halving and ETF expansion influence market sentiment.
Upbit Indonesia views 2026 as the maturation phase, focusing on strong compliance, expanded investor education, and deeper community engagement. The company aims to build trust through robust risk management and collaboration with regulators and industry partners to support sustainable growth of the national crypto ecosystem.
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