XRP is plummeting and now everyone is wondering how this will affect crypto payroll solutions. The volatility of XRP raises questions about whether crypto payroll can work in such a chaotic environment. Crypto payroll solutions are on the rise. More and more businesses are looking into crypto to pay their employees.

XRP has lost 11% of its value since the start of the year. As of late December 2025, it sits around $1.85-$1.90. That’s a far cry from its peak of $3.65 in July. Investors are now losing money and the selling pressure is rising.

This is a classic case of taking profits and running, which is not exactly the best environment for trying to adopt crypto payroll. So how do you pay employees in a currency that could drop 11% overnight? It’s a question that many Asian startups are now grappling with. The volatility of XRP could really hinder the adoption of crypto payroll solutions.

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