XRP is trading around the $2 level and has already climbed about 13% to start the year, helped by fresh demand for new spot XRP exchange-traded funds (ETFs). Since their mid-November launch, the ETFs have attracted more than $1 billion in investor inflows, signaling growing institutional interest beyond Bitcoin and Ethereum.

Ripple, the company behind XRP, settled its long-running case with the U.S. Securities and Exchange Commission in August, clearing a path for expansion of XRP-related infrastructure. In late 2025, Ripple raised more than $500 million from investors at a $40 billion valuation and spent roughly $2.5 billion on blockchain acquisitions to support new use cases for XRP.

Investors should remember XRP’s history of high volatility. From November 2024 to January 2025, XRP surged from $0.50 to $3.40—a roughly 580% gain—before finishing the year around the $2 level. The combination of ETF demand and regulatory clarity could provide upside in 2026, but the token’s price remains subject to broader crypto-market dynamics.

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