SBI START Bond: Japan’s First Blockchain-Based Bond with XRP Rewards

Japan’s SBI Holdings launches the SBI START Bond, a three-year blockchain-based fixed-income security that offers XRP rewards to investors, issued via BOOSTRY ibet for Fin. Minimum investment is 100,000 yen through SBI VC Trade, with XRP rewards distributed through 2029.

Rich by Coin

2026-02-22

SBI Holdings, a major Japanese financial group, issued its first blockchain-based bond called the SBI START Bond, with a face value of 10 billion yen and providing XRP as a reward to investors. The bond is structured as a traditional fixed-income product combined with a blockchain payment and XRP reward mechanism, and it is managed on-chain via BOOSTRY’s ibet for Fin platform.

The maturity is three years, and the expected yield is 1.85% to 2.45% per year, with interest paid semi-annually. Qualified individual investors must purchase at least 100,000 yen through SBI VC Trade, and rewards in XRP are allocated proportionally to investment amount; a 100,000 yen investment yields about 200 yen worth of XRP, distributed at issuance and on each coupon date through 2029.